Putnam Homes with Finished Basement Type

Putnam Homes with Finished Basement Type

Welcome to Putnam County, Georgia—a hidden gem nestled in the heart of the Peach State. Known for its picturesque landscapes and rich history, Putnam County offers a unique blend of small-town charm and modern conveniences. With its serene lakes, lush forests, and friendly communities, it’s no wonder that families and retirees alike are drawn to this idyllic region.

Putnam County boasts a variety of outdoor activities, from fishing and boating on Lake Oconee to hiking the scenic trails of the nearby Oconee National Forest. The county is also home to vibrant local festivals, farmers' markets, and a strong sense of community, making it an ideal place to settle down.

For those considering a move to this beautiful area, homes with finished basements are a fantastic option. These versatile spaces provide endless possibilities, whether you envision a cozy family room, a home office, or an entertainment hub for friends and family. Finished basements not only enhance the living space but also increase the overall value of your home, offering a perfect blend of functionality and comfort.

Imagine hosting gatherings in your stylish basement retreat or creating a personal gym away from the hustle and bustle of daily life. With a range of architectural styles and sizes available, you’re sure to find the perfect home that meets your needs in Putnam County.

Discover the charm of Putnam County and explore the potential of homes with finished basements—your dream home awaits!

Newest Putnam Homes with Finished Basement Type

3 Beds ⋅ 4 Baths ⋅ 10852884 MLS

Lakefront Opportunity with Open Water Views & Assigned Boat Slip Welcome to turnkey lakefront living in the desirable Pinnacle Pointe community on Lake Oconee. This exceptional lakefront home offers open water views, an assigned boat slip, beautifully landscaped grounds, a masonry stone seawall, and a white-sand beach area-creating the perfect setting for unforgettable days on the lake. From the moment you enter, expansive lake views draw you through the kitchen, dining area, and living room. The spacious kitchen features stainless steel appliances, a built-in oven and microwave, and abundant cabinet space. The open-concept design makes entertaining and gathering with family and friends effortless. In the living room, custom built-in cabinetry surrounds the fireplace and the space opens directly to the lakefront balcony, bringing the beauty of the lake indoors. The lake level offers a private king-sized bedroom with an ensuite bath, along with a versatile flex room currently configured as a bunk nook. A second living area features custom built-in cabinetry, a fireplace, and direct access to the lakeside patio and assigned boat slip-making lake access as convenient as it gets. Upstairs, the spacious primary suite offers a peaceful retreat with an ensuite bath featuring a walk-in shower, spa-style soaking tub, and walk-in closet. An additional king-sized bedroom with ensuite bath provides comfortable accommodations for family and guests. Pinnacle Pointe is conveniently located near Lake Oconee restaurants, shopping, marinas, and lake access, with a Publix coming soon nearby. Spend your days boating, relaxing by the water, or enjoying everything Lake Oconee has to offer. Recent improvements include a new roof installed in 2024, exterior paint completed in 2025, and additional attic insulation added for improved energy efficiency. For added convenience and peace of mind, the home also features remote access and control of the thermostat and water system, and front door ring camera allowing you to monitor and manage these features while away. A rare opportunity to enjoy true lakefront living with open water views, an assigned boat slip, and thoughtful updates designed for comfort, efficiency, and peace of mind.

905 Greensboro Road, Eatonton

Listing courtesy of Ansley RE | Christie's Int'l RE.

7 Beds ⋅ 5 Baths ⋅ 10852055 MLS

5,194 sq. ft.** STUNNING NEW HOME ((BRING THE BOAT)) LAKE OCONEE **GATED COMMUNITY** HARMONY BAY ON LAKE OCONEE. Three levels of quality and beauty and it shouts "Bring the whole family" 6 Bedroom custom retreat with additional 24'X26' detached garage. Exclusive community with multiple boat slips, walking trails, cook out/gathering spaces and private boat ramp. Quaint Community with only 43 homesites. Family room features full wall accordion glass feature opening to your covered entertaining game day deck with gas fireplace and natural wooded view. Full finished basement sports a media room and covered game day patio with gas fireplace. Super custom features galore. Owner's retreat includes spa inspired tile shower with dual rain heads and removable shower with dual controls. Gourmet kitchen with huge island spills into the super open concept. Quality at every turn. LONG TERM LEASE WILL BE CONSIDERED.

104 Open Bay Drive, Eatonton

Listing courtesy of Steve Redding & Associates,LLC.

5 Beds ⋅ 3 Baths ⋅ 10845706 MLS

Welcome to this spacious Lake Sinclair waterfront home offering incredible big water views, clear water, and a rare two homes in one floor plan. Designed for multi generational living, vacation rentals, or hosting family and friends, this property features two fully independent living spaces with separate full kitchens. The main level offers 3 bedrooms and 2 bathrooms with an open concept living area filled with natural light. Large sliding glass doors lead to an expansive covered and screened porch that stretches the length of the home, providing the perfect place to enjoy panoramic lake views year round. The spacious kitchen opens to the living area, making entertaining easy. The primary suite includes a private sitting room or home office, walk in closets, a garden tub, and a separate shower. Two additional bedrooms and a full bath complete the main level. The finished terrace level functions as a second residence with 2 additional bedrooms, 1 full bathroom, a full kitchen, living room, laundry room, and private living space. Another large flex space can be used for additional sleeping quarters or a massive game room. This flexible layout is ideal for an in law suite, extended family, short term vacation rental, or income producing investment property. Outside, enjoy an easy, level walk to the shoreline where you'll find a private dock, sandy beach area, and beautiful clear water. The level lot makes lake living effortless and provides plenty of room for outdoor entertaining, swimming, kayaking, fishing, and relaxing. Located in one of Lake Sinclair's most desirable areas, surrounded by beautiful homes and exceptional water, this property offers the perfect combination of space, flexibility, and breathtaking lakefront living. Whether you are searching for a primary residence, vacation home, investment property, or a family retreat, this unique waterfront home is ready to enjoy.

304B Cold Branch Road, Eatonton

Listing courtesy of Algin Realty, Inc..

5 Beds ⋅ 7 Baths ⋅ 10838645 MLS

The best of Lake Oconee and golf, together in one extraordinary Reynolds property. Set on more than half an acre in Great Waters, this beautifully renovated lakefront estate enjoys expansive main-lake views and a coveted vantage point overlooking the 13th hole of the Jack Nicklaus-designed Great Waters course. With a private boat dock just steps from the home, you can spend the morning on the course and the afternoon on the lake...all from your own backyard. A long, meandering driveway creates a memorable sense of arrival, setting the stage for a home that blends timeless architecture with refined updates. Intricate trim, crown molding, detailed staircases and finely crafted ceilings complement sweeping lake and golf course views throughout. A 2021 renovation and brand-new roof provide the confidence of thoughtful modernization. Designed for both everyday living and effortless entertaining, the main level features an open great room and dining area with newly installed limestone fireplaces and panoramic views. The spaces flow into the gourmet kitchen, creating a welcoming setting for gathering. The main-level primary suite is a private retreat with its own fireplace and beautifully renovated, spa-inspired bath. Upstairs, three spacious suites provide comfortable accommodations for family and guests, along with a versatile bonus room above the garage that can serve as a guest suite, office or media room. The terrace level expands the home's versatility with a large family room, game room, secondary kitchen ideal for extended stays or an in-law suite, and an additional guest suite, all with front-row lake views. Outside, the level backyard offers an exceptional setting for enjoying Lake Oconee throughout the seasons. Begin the day with coffee and sunrise views, then end it at the private dock watching the sunset. Boat to the Great Waters Clubhouse, Richland Pointe or The Ritz-Carlton Reynolds, Lake Oconee. Preliminary design plans for a pool and hot tub are available upon request. Reynolds Lake Oconee membership is available for access to the community's exceptional amenities. Here, championship golf and lake living come together in one remarkable setting. Reynolds Golf Membership is available.

137 Winnstead Place, Eatonton

Listing courtesy of Luxury Lake Oconee Real Estate.

3 Beds ⋅ 3 Baths ⋅ 10836326 MLS

Welcome home to beautiful Lake Sinclair! Nestled in a pristine, tranquil cove, this well-maintained home offers the perfect blend of peaceful waterfront living, generous space, and thoughtful updates. Built in 1991, this 2,840-square-foot home features 3 bedrooms, 2.5 bathrooms, and a versatile floor plan designed for comfortable everyday living and effortless entertaining. The main level showcases a spacious Great Room with inviting lake views, a bright and functional kitchen, dining room, sunroom, and a private primary suite, allowing for convenient one-level living. The finished daylight basement expands the living space with a large family room, a second kitchen, two guest bedrooms, a full guest bathroom, a flexible bonus room ideal for a home office, hobby room, or fitness space, plus multiple storage rooms to keep everything organized. Step outside to enjoy the serenity of Lake Sinclair from your private slip dock, where approximately 3.5 feet of water depth provides easy lake access in a peaceful setting. A separate storage shed on the lakeside offers convenient space for lawn equipment, lake toys, and outdoor gear. The exterior is equally accommodating with a circular driveway and covered carport, providing ample parking for family and guests. This home has been meticulously maintained with numerous valuable updates, including all new Andersen windows and Leafguard Gutters installed within the past two years. The roof, HVAC system, and water heater have also all been replaced within the last few years, offering peace of mind for years to come. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this exceptional Lake Sinclair property offers the rare combination of updated amenities, flexible living space, and a peaceful waterfront setting. Come experience the relaxed lake lifestyle you've been dreaming of! This one is a real GEM, and can be purchased fully furnished. Call us today to schedule your private tour~

197 Southshore Road, Eatonton

Listing courtesy of Ansley RE|Christie's Int'l RE.

5 Beds ⋅ 3 Baths ⋅ 10835187 MLS

PRICED BELOW APPRAISED VALUE - EXCEPTIONAL WATERFRONT OPPORTUNITY! A PRIVATE WATERFRONT ESTATE WHERE LUXURY MEETS THE LAKE. Set on approximately 1.96 beautifully landscaped acres with an extraordinary 417 feet of lake frontage, this completely renovated 5-bedroom, 3-bath residence offers approximately 3,600 square feet of refined living space and the rare opportunity to enjoy a true resort-style lifestyle from the privacy of home. Designed for those who appreciate exceptional outdoor living, the property showcases a spectacular heated gunite saltwater pool surrounded by elegant travertine decking. A water feature, tanning deck, swim-up bar, and pool house create an impressive setting for entertaining, relaxing, and enjoying long summer days overlooking the lake. The waterfront amenities are equally exceptional. With 417 feet of shoreline, a double boathouse, and your own private boat ramp located directly on the property, boating and lake life could not be more convenient. Launch from home, spend the day on the water, and return to your own private waterfront retreat. Inside, the residence has been completely updated and renovated with timeless finishes, including granite countertops and beautifully tiled walk-in showers in all three baths. A fireplace with gas logs creates a warm focal point, while the spacious walkout basement with its own mini-split system offers flexible additional living and entertaining space. The screened-in back porch provides an inviting place to unwind while enjoying the beauty and serenity of the lakefront setting. The grounds have been thoughtfully designed and meticulously maintained with established rose and azalea beds, an irrigation system, landscape lighting, decorative aluminum fencing, and a functional on-site well. Major improvements include a roof and HVAC system replaced within the last five years, offering the added benefit of significant updates already completed. An impressive approximately 20' x 75' garage with automatic garage door provides exceptional space for vehicles, boats, lake toys, equipment, a workshop, or additional storage. From the expansive shoreline and private boat ramp to the double boathouse and resort-inspired pool, every element of this property has been designed to embrace an elevated waterfront lifestyle. Rarely does a property combine this level of acreage, shoreline, recreation, privacy, and beautifully updated living space in one remarkable offering. More than a lake home, this is a private waterfront estate created for living, entertaining, and making memories for generations.

110 Crooked Creek Bay Road, Eatonton

Listing courtesy of eXp Realty.

3 Beds ⋅ 3 Baths ⋅ 10834790 MLS

Lake Oconee Waterfront Home on 1.06 Acres Private Dock Open-Water Views Experience the best of Lake Oconee living in this distinctive three-story waterfront home located in the desirable Sebastian Cove community. Situated on 1.06 beautifully landscaped acres, this approximately 4,145-square-foot home offers a private dock, expansive open-water views, and multiple outdoor living spaces designed to take full advantage of the lake. Step inside to a dramatic two-story foyer and hardwood floors flowing throughout the main living areas. The spacious living room opens to a large lakefront deck, while the screened porch just off the kitchen creates the perfect setting for morning coffee, outdoor dining, or relaxing at sunset. The gourmet kitchen is designed for both everyday living and entertaining, featuring a large center island, granite countertops, abundant cabinetry, wall oven, cooktop, stainless steel appliances, and a bright breakfast area overlooking the water. The lake-view primary suite is a peaceful retreat with a spacious tiled bath featuring a soaking tub, separate shower, double vanity, and cedar-lined walk-in closet. The finished basement offers even more room to spread out, with a large entertainment area, half bath, and walkout access to a covered patio overlooking the lake. There is also excellent flexibility for additional bedrooms, a home office, fitness room, or guest space. Outside, enjoy professionally landscaped grounds with specimen trees, shrubs, and ground cover, along with a lake-fed irrigation system. The home also features a covered stone-floor front porch, Hardie board and stone exterior, and a two-car garage. Built with comfort and efficiency in mind, additional features include insulated windows and doors, 2x6 exterior walls, individual HVAC systems serving each floor, and a dedicated water heater for the primary suite. Residents of Sebastian Cove enjoy access to a clubhouse, pickleball courts, boat ramp, private airstrip, and walking trails. Georgia Power has also approved the addition of a boat lift at the private dock. Whether you're looking for a full-time lake residence or the perfect Lake Oconee retreat, this property combines space, privacy, craftsmanship, and exceptional waterfront living in one unforgettable setting.

117 N Rand Court, Eatonton

Listing courtesy of HR Heritage Realty, Inc..

6 Beds ⋅ 5 Baths ⋅ 10832738 MLS

Where Lake Days Linger and Sunsets Steal the Show. Discover effortless lakefront living in gated Harmony Bay, where this beautifully appointed 6-bedroom + office and flex room, 5-bath retreat rests on a level, deep-water lot with expansive main-lake views, a max dock, and unforgettable sunsets. Designed for gathering, the home features soaring ceilings, a chef's kitchen, two main-level bedrooms including a serene primary suite, and a covered lakeside porch with fireplace. A 3-car garage with a dedicated boat-storage bay, private suite above the garage, and finished terrace level with three guest bedrooms, wet bar, and generous entertaining space provide room for everyone-and everything that makes lake life complete. Outside, an expansive lawn leads gently to the water with space to envision a future resort-style pool. Just steps from Harmony Bay's community docks, boat ramp, pavilion, and amenities, this lakefront retreat offers the ease of everyday lake living while remaining minutes from Lake Oconee's dining and recreation, Gatewood School, Publix, and Downtown Eatonton.

175 Harmony Bay Drive, Eatonton

Listing courtesy of Compass.

5 Beds ⋅ 6 Baths ⋅ 10826285 MLS

Welcome to 132 Country Lane, where craftsmanship & peaceful country living come together on 5 tranquil acres, ideally located between Lake Oconee & historic Eatonton. Surrounded by mature hardwoods, landscaping & fenced pasture, the property is wonderfully private yet convenient to shopping, dining, schools & all the recreation GA's Lake Country offers. From the landscaped driveway to the welcoming front porch, this custom home is inviting & connected to its natural surroundings. Inside, high ceilings, transom windows, hardwoods & custom millwork showcase the quality of this home, while creating an elegant yet comfortable feeling. The gourmet Kitchen features abundant cabinetry, granite, center island, gas cooktop, double ovens, huge pantry & multiple prep and serving areas. It opens to a cozy vaulted Keeping Room with stone fireplace, views & doors to the rear deck. The LR offers a coffered ceiling, fireplace, built-ins & wall of windows overlooking the property, while the formal DR provides a gracious setting for gatherings. The spacious main-level primary Suite features a sitting area, hardwoods, trey ceiling, dual granite vanities, soaking tub, tiled shower & custom walk-in closet. Upstairs are oversized BRs, full BAs, walk-in closets & a built-in multi-station Study Center ideal for work, school or hobbies. The finished terrace level offers a private Apartment with an eat-in kitchen, separate LR, oversized BR with sitting area, full BA, walk-in closet & exterior access provide comfort and privacy. A second large BR with full BA completes this versatile level. Outdoor living unfolds across multiple levels. A Screened Porch overlooks the pool, lawn & pasture, as well as the Open Deck, which is perfect for grilling, dining & entertaining. Below, a stone-columned Covered Patio creates a shaded Outdoor LR with direct access to the terrace apartment. The backyard feels like a private resort with a pool featuring stone accents, generous tanning ledge & integrated raised spa with cascading water feature. Expansive decking, landscaping & perimeter fencing complete the setting. Beyond the pool, four-board fencing encloses a horse-ready pasture with ample grazing & run-in shelter, all framed by mature woods. A charming chicken coop, fenced garden area, abundant storage & attached 3-car garage complete this exceptional country property. Come see this hard-to-find property today!

132 Country Lane, Eatonton

Listing courtesy of Keller Williams Lake Oconee.

4 Beds ⋅ 4 Baths ⋅ 10823505 MLS

Experience lake living at its finest in this exceptional waterfront home boasting almost 150 feet of water frontage, max dock, deep water and breathtaking panoramic lake views. With Lake Oconee as your backdrop, this property offers the perfect setting for both peaceful everyday living and unforgettable entertaining. This home is a MUST SEE!!

105 Horseshoe Court, Eatonton

Listing courtesy of Keller Williams Lake Oconee.

5 Beds ⋅ 4 Baths ⋅ 10823010 MLS

Exceptional Lake Sinclair living on a level 1.41-acre lot with beautiful water views, approximately 10 feet of water at the dock, and an impressive double-slip boathouse! This 3,600 sq. ft. home offers 5 bedrooms, 3.5 baths, and a finished terrace level with lake views from both levels. The open main level features hardwood floors, high ceilings, a stone fireplace, and a well-appointed kitchen filled with natural light. The primary suite showcases floor-to-ceiling windows overlooking the lake, with two additional bedrooms completing the main level. Downstairs, the finished terrace level features two more bedrooms and a spacious second living area with gorgeous water views. Outdoor living is a standout, with a covered porch featuring a fireside gathering area, grilling space, and spacious dining area. The terrace level offers another covered patio with an outdoor kitchen and bar seating. The beautifully landscaped, level backyard provides an easy walk to the water, fire pit, and double-slip boathouse with two boat lifts, kayak/paddle board storage, and plenty of room to relax and enjoy the lake. A detached 24x30 garage/workshop provides valuable additional storage. Deep water, beautiful views, exceptional outdoor living, and room for all the lake toys-everything you need to enjoy the Lake Sinclair lifestyle!

364 S Steel Bridge Road, Eatonton

Listing courtesy of Luxury Lake Oconee Real Estate.

5 Beds ⋅ 5 Baths ⋅ 10819597 MLS

Welcome to this exceptional custom-built residence in prestigious Great Waters at Reynolds Lake Oconee, perfectly positioned on a wide, picturesque cove just off the main channel of beautiful Lake Oconee. Designed as the pinnacle of luxury homebuilding, this remarkable property offers an impressive blend of craftsmanship, space, functionality, and timeless appeal-with a brand-new 50-year roof providing peace of mind for years to come. With 5 bedrooms, 4 full baths, and a half bath, this expansive home was thoughtfully designed to accommodate both grand entertaining and comfortable everyday living. The floor plan makes fantastic use of every square foot, creating an effortless flow throughout the home while taking full advantage of the stunning lake views from the massive screened porch or lower level patio. Lakeside living is easy with a fire pit already in place to take advantage of those cool fall and spring nights! At the heart of the home is an enormous kitchen featuring a massive island, abundant cabinetry, a dedicated vegetable-prep sink area, and built-in desk/office space. Whether you're hosting a crowd or enjoying a quiet morning overlooking Lake Oconee, this kitchen is designed to be both beautiful and exceptionally functional. The finished terrace-level basement adds an entirely new dimension of living space, featuring a kitchenette with granite countertops and tile flooring, along with three spacious bedrooms-one with its own private bath. This level offers incredible flexibility for guests, extended family, or entertaining and provides a true second living environment. Above the garage, the bonus room takes versatility to another level. Complete with its own kitchenette and dedicated office space, this private retreat functions essentially as an apartment and could make an ideal in-law suite, guest quarters, or potential rental space. Situated in one of Lake Oconee's most coveted communities, this home offers the rare combination of a spectacular lake setting, an expansive and highly functional floor plan, and the opportunity to make a truly special custom home your own. The home has plenty of life left in it and is ready for its next chapter. If you've been searching for an exceptional Lake Oconee property with room for everyone, incredible water views, and the flexibility to live, entertain, work, and host guests - all it needs is your updates and style; this Great Waters residence deserves your attention.

229 Reynolds Drive, Eatonton

Listing courtesy of Ansley RE|Christie's Int'l RE.

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