Murphy Homes under $400,000

Murphy Homes under $400,000

Welcome to Murphy, North Carolina – a hidden gem nestled in the heart of the Appalachian Mountains! Known for its stunning natural beauty and rich history, Murphy offers a charming blend of small-town warmth and outdoor adventure. With its picturesque landscapes, vibrant arts scene, and friendly community, Murphy is the perfect place to call home.

As the county seat of Cherokee County, Murphy boasts a welcoming atmosphere with a variety of local shops, restaurants, and cultural attractions. Explore the quaint downtown area, where you can find unique boutiques and delicious eateries, or take a leisurely stroll along the scenic Hiwassee River. For outdoor enthusiasts, the surrounding mountains offer endless opportunities for hiking, fishing, and camping, making it a paradise for those who love nature.

One of the most appealing aspects of Murphy is its affordable housing market. With homes available under $400,000, you can find the perfect place to settle down without breaking the bank. Whether you're looking for a cozy cabin in the woods, a charming cottage near the river, or a modern family home, Murphy has something to suit every taste and budget.

Imagine waking up to breathtaking mountain views or enjoying quiet evenings on your porch while listening to the sounds of nature. In Murphy, you can experience the tranquility of rural living while still being close to modern amenities. Come discover the charm of Murphy, NC, and find your dream home in this beautiful community today!

Newest Murphy Homes under $400,000

184 Beaver Ridge Road, Murphy
$339,900
2 Beds ⋅ 2 Baths ⋅ 10854203 MLS
Rustic Mountain Retreat, Now with More Land: 184 Beaver Ridge Escape to your own private oasis with this 2-bedroom, 2-bath mountain retreat on an elevated wooded lot, less than 10 minutes from downtown Murphy. Rustic charm meets modern comfort, and recent upgrades make it better than ever. Additional land has been added for even more privacy and room to roam. A brand-new AC system keeps you comfortable year-round, added storage has space for all your mountain gear, and fresh gravel out front means easy parking and access for family and guests. The main-level master suite gives you single-level living, with a generous bedroom, a full bath, plenty of natural light, and tranquil wooded views. Main-floor laundry adds everyday convenience. Upstairs, an open loft makes a charming reading nook or extra sleeping space. The fully finished basement is built for time together. It has a private second bedroom and full bath for guests, plus a cozy gathering area made for movie nights, game days, and long evenings with the people you love. Outside, two levels of expansive porches are perfect for morning coffee and evening sunsets. Downhill, a fire pit and picnic area invite s'mores, stories, and starry nights. The home comes partially furnished, so you can settle in right away. Enjoy small-town living with shops and dining nearby, plus hiking, fishing, and boating on Hiwassee Lake and in the surrounding Nantahala National Forest. Whether it's a weekend getaway, a retirement haven, or your full-time home, 184 Beaver Ridge delivers comfort, space, and mountain adventure. Schedule your showing today!

184 Beaver Ridge Road, Murphy

Listing courtesy of Coldwell Banker High Country.

750 Cook Bridge Road, Murphy
$285,000
2 Beds ⋅ 2 Baths ⋅ 10847393 MLS
Enjoy a charming, well-maintained home on almost 5 private and gentle acres in a desirable location convenient to Murphy, Blairsville, Blue Ridge and even Tennessee. This lovely 2 bedroom/1 bathroom home offers a comfortable living and dining room combo and well-organized kitchen with a pantry. A new mini-split offers efficient heating and cooling year-round. There is also a bonus room/foyer offering additional flex space with a window unit for additional comfort. A basement, with a separate, exterior entrance, offers a workshop and plenty of room for all your storage needs. It also currently houses the washer and dryer connections. There is a laundry closet in the hallway on the mail level for a future W/D hook up if desired. The 1 car detached garage offers protection from the weather along with extra workshop space, even more storage and a convenient half bath! A single carport is also available. The grounds are gentle and private with a pleasant winding drive to the home. Enjoy as a full time residence, a sweet mountain get-away or a smart real estate investment for full or part-time rental. Located in the heart of the Western NC mountains and minutes from hiking, kayaking, trout fishing, boating, wineries, shopping, dining and Murphy's own Casino!

750 Cook Bridge Road, Murphy

Listing courtesy of Mountain Sotheby's International.

75 Woodridge Trail, Murphy
$234,999
1 Beds ⋅ 1 Baths ⋅ 10844691 MLS
Welcome to your dream mountain sanctuary at 75 Woodridge Trail. Tucked away in the serene forests of Murphy, North Carolina, and situated just a short drive from the dining and shopping of Blairsville, Georgia, this distinct one-bedroom, one-bathroom log cabin offers a genuine blend of rustic warmth and crisp, modern design. The home sits on a private 0.85-acre lot featuring a fully fenced yard with a secure gated driveway, making it an ideal setup for pets to roam safely. A spacious, attached screened porch significantly expands the footprint of the home, providing a tranquil woodland viewing area to enjoy your morning coffee or evening breeze completely shielded from the elements. Step inside to find an inviting, light-filled interior defined by authentic tongue-and-groove wood paneling that sweeps across the walls and up into the vaulted ceilings. The heart of the floor plan is a meticulously updated kitchen boasting sage green cabinetry, a deep stainless steel farmhouse sink, high-end stainless appliances, a stacked-stone tile backsplash, and a central prep island anchored by an overhead pot rack. This culinary space flows naturally into the open dining and living area, where a classic stone-faced fireplace grounds the room. Whether you are searching for a private vacation escape or a simplified full-time mountain lifestyle, this property delivers exceptional craft and high-end character.

75 Woodridge Trail, Murphy

Listing courtesy of Allen Tate Realty.

44 Fieldcrest Drive, Murphy
$325,000
2 Beds ⋅ 2 Baths ⋅ 10843769 MLS
Welcome to this Charming 2 Bedroom, 2 Bathroom, Ranch Style Home in Murphy, NC!! Offering comfortable one level living, an inviting open floor plan. With plenty of outdoor space to enjoy the beauty of the North Carolina mountains. The spacious living area features a beautiful stone front fireplace with gas logs, creating a warm and welcoming gathering space. The open concept design provides an easy flow between the living, dining, and kitchen areas perfect for everyday living or entertaining. This property also offers fiber optics internet. Step outside to the wrap around porch, an ideal spot for morning coffee, relaxing in the fresh mountain air, or enjoying the peaceful evenings. The property features a level to gently sloping yard, offering usable outdoor space and easy access around the home. A spacious driveway provides ample parking for residents and guests. This home is an excellent opportunity for a full time residence or mountain getaway. Enjoy the scenic mountain surroundings, and everything the beautiful Western North Carolina mountain region has to offer. This house is an easy welcome HOME!

44 Fieldcrest Drive, Murphy

Listing courtesy of North Peaks Realty.

305 Whispering Hills Road, Murphy
$249,900
1 Beds ⋅ 1 Baths ⋅ 10840386 MLS
Come home to the quiet of the mountains without giving up convenience. This inviting retreat sits in Whispering Hills, a peaceful community just minutes from downtown Murphy, with paved access and an easy drive to everyday needs. Step inside and the home feels warm and usable from the start. Granite countertops give the kitchen a polished, lasting finish-ready for simple weeknight meals or slow weekend mornings. The layout is easy to live in, with a comfortable flow that makes the space feel open and welcoming. It's the kind of house you settle into quickly, whether you're here full time or just for the weekend. The extras are what make it work. A finished metal roof is built for mountain weather and low upkeep. The screened-in porch is the heart of outdoor living-coffee at sunrise, a book in the afternoon, or evening air without the bugs. A detached garage adds real storage and workspace, and the paved parking area keeps parking and coming-and-going simple in every season. The location is the other big plus. Murphy sits where the Hiwassee and Valley Rivers meet, with lakes, forests, and trails all around. Downtown is close for dining, shops, and the River Walk. Nearby you'll find Hiwassee and Apalachia Lakes, the John C. Campbell Folk School, Harrah's Cherokee Valley River Casino, and day trips to Blue Ridge, the Nantahala Gorge, and the Ocoee. Private enough to feel like a getaway, close enough to live well. Come see 305 Whispering Hills Rd and picture your next chapter in the mountains!

305 Whispering Hills Road, Murphy

Listing courtesy of Coldwell Banker High Country.

525 Beaver Ridge Road, Murphy
$310,000
2 Beds ⋅ 2 Baths ⋅ 10827595 MLS
If you've been looking for a mountain getaway that feels like a true cabin retreat, this one is worth a look! Tucked into the trees, this charming log cabin has all the warmth and character you'd hope for in a mountain home. Inside, you'll find beautiful wood walls and floors, soaring ceilings, and a gorgeous floor-to-ceiling stone fireplace that immediately makes you want to grab a cup of coffee and settle in. The main living area is open and comfortable, with plenty of windows bringing in natural light and giving you a beautiful view of the surrounding woods. The kitchen opens to the living and dining areas, making it easy to cook, gather, and enjoy time together. A loft overlooking the great room adds even more space and gives the cabin that classic mountain feel. But honestly, one of the best parts of this property is the outdoor space. There are multiple levels of decking, including covered areas where you can sit and enjoy the peaceful surroundings no matter the weather. There's plenty of room for grilling, entertaining, or simply sitting outside and listening to the sounds of nature. The setting is private and surrounded by mature trees, giving you that tucked-away feeling that's so hard to find. Whether you're looking for a weekend escape, a vacation rental opportunity, or a place to slow down and enjoy mountain living, this cabin has the cozy, laid-back feel you've been looking for. Come take a look and see why mountain life just feels a little better from a front porch!

525 Beaver Ridge Road, Murphy

Listing courtesy of RE/MAX Town & Country.

680 Hawthorne Lane, Murphy
$349,600
2 Beds ⋅ 2 Baths ⋅ 10824382 MLS
You ll love this Chalet nestled in a gorgeous setting! This 2 bedroom, 2 bath home has large windows to let in plenty of natural light and showcase great features. The rock fireplace has a log mantle plus the wood ceilings/floors provide a gorgeous rustic ambiance. Very nice layout. Nice size deck perfect for entertaining guests and overlooking the beautiful , manicured yard. Down the hall is your laundry room with built in cabinets. The guest bedroom has french doors to access the full length screened porch. Upstairs is your spacious loft and primary Suite also with a screened private porch, perfect for relaxing. Storage shed great for gardening tools and a fenced yard for furry friends. Home is here waiting for YOU! You'll love all of the wildlife/deer in your backyard!

680 Hawthorne Lane, Murphy

Listing courtesy of Allen Tate Realty.

465 Driver Avenue, Murphy
$379,000
3 Beds ⋅ 2 Baths ⋅ 10800149 MLS
Do not miss this beautifully updated 3-bedroom, 2-bath modular home that offers quality construction with durable 2x6 exterior walls. Private, but not secluded. Immaculately clean and move-in ready. The newly renovated kitchen features elegant granite countertops, pantry, and opens to a bright, spacious living area filled with natural light. A generous primary suite is separated from the secondary bedrooms, but each bedroom has its own walk-in closet. Enjoy the master bath with jacuzzi tub and separate tiled shower. This home also offers a separate laundry/mudroom. Relax on the screened porch while taking in the gorgeous mountain views, or step onto the open deck overlooking the fully fenced, worry-free yard that's perfect for pets. Enjoy peace of mind with a new HVAC installed in 2023 and a new roof completed in 2024. Gather around the fire pit and enjoy peaceful evenings under the stars. Situated on 1.45 private acres, this property offers easy year-round access via a circular paved driveway, a 3-car carport, larger outbuilding with power ideal for storage, hobbies, or workshop space plus a second smaller storage building. Enjoy the tranquility of country living while being just minutes from town. Shopping, dining, the local college, hospital, and endless outdoor recreation opportunities all nearby!

465 Driver Avenue, Murphy

Listing courtesy of Coldwell Banker High Country.

664 High Ridge Road, Murphy
$239,900
2 Beds ⋅ 2 Baths ⋅ 10789354 MLS
Fully Furnished Charming Mountain Retreat at 664 High Ridge Rd, Murphy, NC 28906Discover this cozy, well-maintained home nestled on a peaceful wooded lot in the heart of the North Carolina mountains. This inviting residence offers timeless rustic charm and warmth. Step inside to tall wood-beamed ceilings that create an open, airy feel throughout. The open kitchen flows seamlessly into the living area, ideal for entertaining or relaxed family time. Gather around the wood-burning fireplace on cool evenings for ultimate warmth and ambiance. Outside, enjoy two spacious deck areas perfect for morning coffee or evening relaxation while immersed in the tranquility of the surrounding woods. The property features seasonal mountain views, with potential for year-round vistas through selective clearing. A handy outdoor storage building provides extra space for tools, gear, or hobbies. The home features a new roof and new windows and has been lovingly maintained. Move-in ready for your mountain lifestyle-whether as a primary residence or vacation getaway. Experience the serenity of Murphy, NC, with easy access to hiking, lakes, and local attractions. Don't miss this gem!

664 High Ridge Road, Murphy

Listing courtesy of Coldwell Banker High Country.

211 Red Oak Forest Lane, Murphy
$339,900
3 Beds ⋅ 2 Baths ⋅ 10787188 MLS
Nestled on an enchanting 1.51 acres alongside a babbling creek, this 3 bedroom, 2 bath log cabin is your private sanctuary. Step inside to vaulted wood ceilings, hardwood floors that flow seamlessly throughout the home and a stunning stone fireplace is the perfect centerpiece for those cool mountain evenings for gathering with family and friends. As you bask in its warmth, the flickering flames illuminate the cozy charm of the dining area that invites laughter and shared meals, a canvas for unforgettable memories. With an open design that encourages togetherness, the kitchen looks out to the inviting living space, creating a seamless flow ideal for entertaining or quiet family nights. Retreat to the main-level master bedroom complete with private bath, while your guest enjoy their own cozy space nearby. Upstairs a large loft area awaits, ideal for 3rd bedroom or fun game room and a bonus area down the hall makes for a perfect office or creative studio. Imagine waking up every morning to the soothing sounds of nature as you sip your coffee on the expansive covered deck, the gentle murmur of the creek providing the perfect soundtrack to your day. This inviting outdoor space is not just a feature; it's a sanctuary where time slows down and every moment invites relaxation. This cabin isn't just a home, it's a lifestyle waiting for you!

211 Red Oak Forest Lane, Murphy

Listing courtesy of RE/MAX Town & Country.

85 Flat Top Trail, Murphy
$399,000
2 Beds ⋅ 3 Baths ⋅ 10776620 MLS
This mountain Chalet with mountain views is in the popular Highland Creek community. Home has an open floor plan with great room with vaulted wood ceiling, wood floor and stone fireplace. The black appliances in the kitchen contrast well with the wood tone cabinets plus a breakfast bar/island. Down the hall is the guest bed and bath as well as the laundry area. Upstairs is a spacious loft with the primary bedroom with ensuite bath and walk in closet. Outside entrance to your basement with 2 finished bonus rooms, both with french door access to the deck area plus a Jack & Jill bathroom. 3 sided deck, partially covered, perfect for grilling and relaxing.

85 Flat Top Trail, Murphy

Listing courtesy of Mountain Aire Realty.

15 Lonesome Pine, Murphy
$369,000
2 Beds ⋅ 2 Baths ⋅ 10726660 MLS
Welcome to this charming fully furnished cottage in the desirable Bear Paw lake front community. Where mountain living meets lakeside relaxation. This inviting home features an open floor plan designed for comfortable gatherings, with a warn and welcoming living area anchored by a stunning stone fireplace, perfect for those cool mountain evenings. The spacious kitchen offers plenty of room for cooking and entertaining, flowing seamlessly into a cozy dining area ideal for family meals or hosting friends. The main level features 2 comfortable bedrooms and full bath, offering convenient one-level living. Explore the finished terrace level, a versatile space ideal for extra sleeping quarters, an entertainment hub, or even a game room, complete with a full bath. Step outside and enjoy two levels of outdoor living. The upper deck is perfect for grilling, morning coffee, or simply soaking in the peaceful surroundings. The lower screened in deck provides a private retreat complete with a hot tub and is an ideal spot to unwind after a day on the lake. The Bear Paw community offers an unparalleled lifestyle with access to a private marina, sparkling pool, tennis courts, and a welcoming clubhouse-all secured by a 24-hour guarded gate for your peace of mind. Whether you're seeking adventure on the water or relaxation under the stars, this home has it all.

15 Lonesome Pine, Murphy

Listing courtesy of RE/MAX Town & Country.

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