Chattanooga Homes under $500,000

Chattanooga Homes under $500,000

Welcome to Chattanooga, Tennessee—a vibrant city nestled in the foothills of the Appalachian Mountains, where southern charm meets modern convenience. Known for its stunning riverfront, rich history, and thriving arts scene, Chattanooga offers an exceptional quality of life that attracts newcomers from all walks of life. With its picturesque landscapes and a plethora of outdoor activities, it’s no wonder that this city is often referred to as the “Scenic City.”

For those looking to call Chattanooga home without breaking the bank, you’ll be pleased to discover a variety of beautiful homes available for under $500,000. Whether you’re a first-time buyer, a growing family, or someone seeking a serene retirement, Chattanooga’s real estate market has something for everyone. From charming bungalows in historic neighborhoods to modern townhomes with breathtaking views, the options are as diverse as the community itself.

Imagine waking up to the majestic sights of Lookout Mountain or enjoying a leisurely stroll along the Tennessee Riverwalk. With easy access to local parks, top-notch schools, and a bustling downtown filled with shops, restaurants, and cultural events, you’ll find that living in Chattanooga means embracing a lifestyle full of adventure and connection.

Explore the possibilities of homeownership in this enchanting city. With homes under $500,000, you can experience the best of Chattanooga without compromising on comfort or style. Don’t miss your chance to be part of this thriving community—your dream home awaits!

Newest Chattanooga Homes under $500,000

1905 Ivy Street, Chattanooga
$349,000
3 Beds ⋅ 3 Baths ⋅ 10874695 MLS
Welcome to 1905 Ivy Street -- Historic Charm Meets Opportunity! Built in 1900, this charming Chattanooga home offers a wonderful blend of historic character, generous living space, and everyday convenience. Featuring 3 bedrooms and 3 full bathrooms, this home presents an exciting opportunity for first-time buyers, investors, or anyone looking to make a home of their own in a desirable central location. Inside, you'll find spacious living areas, generously sized bedrooms, and a flexible floor plan with room to accommodate a variety of lifestyles. There is a full bath on the main level along with an office and mudroom for ease of living. The home's historic roots add character and personality, while its functional layout offers plenty of possibilities for making the space your own. Home has recently been painted on the inside and outside and countertops and lighting have been updated. Conveniently located just minutes from Downtown Chattanooga, you'll enjoy easy access to local restaurants, shopping, entertainment, parks, hospitals, and the scenic riverfront. Whether you're commuting to work or enjoying everything the city has to offer, this central location makes everyday living convenient. Whether you're searching for your first home, looking for your next investment property, or seeking a home with historic character and potential, 1905 Ivy Street is an opportunity worth exploring. This property is being sold as-is. Schedule your private showing today and discover the possibilities at 1905 Ivy Street!

1905 Ivy Street, Chattanooga

Listing courtesy of Coldwell Banker Pryor Realty.

979 Montague Place, Chattanooga
$325,000
2 Beds ⋅ 3 Baths ⋅ 10869261 MLS
MODERN STYLE. PARK-SIDE LIVING. LOOKOUT MOUNTAIN VIEWS. Discover a refreshing blend of city convenience and outdoor beauty in this move-in-ready, two-bedroom, two-and-a-half-bath townhome beside Sculpture Fields at Montague Park, near Chattanooga's vibrant Southside dining and shopping scene. Perfect for investors and first time home buyers. High ceilings and abundant natural light welcome you into the open main-level living space. The sleek kitchen features granite countertops and stainless steel appliances, including a refrigerator, while a convenient half bath offers additional storage. Adjustable privacy blinds let you tailor the light and atmosphere throughout the home. The second floor features a spacious bedroom with a generous closet and Murphy bed, offering flexibility for guests or everyday living. A full bathroom with a tub and a versatile hallway nook provide space for a reading retreat or home office. The third-floor primary suite is your private escape, featuring a custom tiled shower, custom walk-in closet, and private balcony with beautiful Lookout Mountain views-the perfect place to enjoy morning coffee or unwind at sunset. An included washer and dryer in the nearby laundry closet add everyday convenience. Vinyl plank flooring on the main level and hardwood floors upstairs complete the stylish interior. Just outside, Sculpture Fields offers expansive green space, striking outdoor art, and approximately 1.5 miles of trails for walking, running, and enjoying time with your dog. With contemporary finishes, flexible spaces, and an inviting connection to the outdoors, this townhome offers a distinctive way to enjoy Chattanooga living. Schedule your private showing today!

979 Montague Place, Chattanooga

Listing courtesy of Benchmark Realty LLC.

1603 Barry Road, Chattanooga
$350,000
3 Beds ⋅ 3 Baths ⋅ 10868865 MLS
Welcome to this beautifully updated, move-in-ready home in East Ridge! Built in 2023, the open floor plan creates a comfortable flow between the living spaces, making it ideal for both everyday living and entertaining. The kitchen features a crisp white herringbone backsplash and stainless steel appliances for a fresh, timeless look. Hardwood floors run throughout the home, making cleaning and upkeep a breeze. All bedrooms are conveniently located on the second floor, along with the laundry room for added everyday convenience. The spacious primary suite offers a private retreat with custom closet shelving and its own private balcony-perfect for enjoying your morning coffee or unwinding at the end of the day. Outside, relax on the oversized stamped-concrete patio surrounded by a 6-ft privacy fence with solar motion lighting. Perennial landscaping adds beautiful color and curb appeal throughout the seasons. The outdoor space is perfect for relaxing, entertaining, or letting kids and pets play! Conveniently located near Camp Jordan, shopping, dining, and recreation, and a short 10-15 minute commute to Downtown or Hamilton Place, this home combines modern updates, thoughtful features, and comfortable living in a desirable area. With its inviting open layout, well-planned living spaces, exceptional outdoor features, and convenience to each part of Chattanooga, this home is one you won't want to miss. Schedule your private showing today and come see all it has to offer!

1603 Barry Road, Chattanooga

Listing courtesy of Keller Williams Realty.

9302 Rockshire Lane, Chattanooga
$448,000
4 Beds ⋅ 3 Baths ⋅ 10845054 MLS
Fall in love with 9302 Rockshire Lane and make your move in time to enjoy the 2026 holiday season! Cooler evenings by the wood-burning fireplace, gatherings around the dining table, and a welcoming covered front porch make this Mountain Shadows home a wonderful setting for your next chapter. Seller is offering a $10,000 credit toward an interest-rate buydown or buyer closing costs with an acceptable offer--an opportunity to potentially lower your monthly payment or reduce cash needed at closing. Located off East Brainerd and Banks Road on nearly half an acre near a cul-de-sac, this beautifully maintained home offers 4 bedrooms, 3 full bathrooms, more than 2,200 square feet, and numerous improvements completed from 2020-2026. Step inside to a spacious foyer and bright great room with soaring cathedral ceilings, a skylight, and a cozy fireplace. The separate dining room is ready for holiday meals, while the updated kitchen features upgraded countertops, modern appliances, updated flooring, a skylight, and an adjoining breakfast area. Three generously sized bedrooms and two full bathrooms occupy the main level, including one bedroom with a private en-suite bath. Upstairs, the impressive primary retreat offers more than 600 square feet with vaulted ceilings and space for a sitting area or home office. Its beautifully renovated bathroom features dual vanities, an oversized walk-in shower with dual rain showerheads and body sprayers, a skylight, and a spacious walk-in closet. Enjoy crisp fall afternoons on the large backyard patio, complete with exterior lighting, a wall-mounted television, and generous seating space. A storage shed, attached two-car garage, convenient laundry room, and additional side driveway for extra vehicles, a boat, or a trailer add everyday practicality. Major improvements include a new roof and four new skylights installed in 2020. Mountain Shadows amenities include a community pool, clubhouse, tennis/basketball court, and playground. Nearby shopping, dining, and major commuter routes make this East Brainerd location especially convenient. A $450 Choice one-year home warranty is available if requested with an acceptable offer. *SOME FURNITURE AND APPLIANCES ARE NEGOTIABLE! Schedule your private showing, explore the online 360-degree virtual tour, and start planning your holiday homecoming! ***OPEN HOUSE FRIDAY 10/09 (3P-6P EST)***

9302 Rockshire Lane, Chattanooga

Listing courtesy of Crye-Leike, Realtors.

2218 Morris Hill Road, Chattanooga
$379,000
4 Beds ⋅ 3 Baths ⋅ 10843865 MLS
All brick rancher over full finished basement sits on 1.7 acres. Kitchen has plenty of cabinets, large pantry wall and stainless appliances. Adjoining dining room with fireplace is perfect for entertaining or family meals. Large living room has natural hardwood floors extending into the hall and bedrooms. Primary bedroom with half bath, two additional bedrooms plus a full bath round out the main level. Lower level features a spacious den, full bath, office and a fourth bedroom. Oversized specialty room off laundry area has ample cabinets and provides a perfect space for crafting or homechool activities. Lower level layout lends itself to multigenerational living with it's own dedicated entrance. Hot tub is off screened back porch. Oversized private back yard is fenced and includes large workshop and an outbuilding. Detached carport with two parking spaces. Updates include HVAC with warranty installed 2021 and newer roof approximately 5 years old. Close proximity to Gunbarrel Road. Zoned for East Hamilton schools. Rare opportunity to own 1.7 acres in desirable East Brainerd area. Welcome home!

2218 Morris Hill Road, Chattanooga

Listing courtesy of The Group RE Brokerage.

4580 Fire Pink Trail, Chattanooga
$380,000
3 Beds ⋅ 3 Baths ⋅ 10840572 MLS
Welcome home to 4580 Fire Pink Trail! This beautifully maintained 3 bedroom, 2.5 bath townhome in the established Red Bank community offers the comfort, space, and privacy you've been looking for- all just approximately 10 minutes from downtown Chattanooga. The main level features a spacious primary suite tucked privately at the rear of the home, along with the inviting living room, dining area, kitchen, and laundry. A lovely rear sunroom overlooks the quiet, private backyard, creating the perfect spot for morning coffee, relaxing, or entertaining. The 2 car garage offers the added convenience and space of two separate garage doors. Upstairs, you'll find two generously sized bedrooms with abundant storage, plus a versatile loft space ready to fit your lifestyle- use it as a second living area, home office, bonus space, craft room, or whatever you envision. Located close to all that Red Bank and downtown Chattanooga has to offer, this home combines everyday convenience with a peaceful setting that truly feels like home. Don't miss the opportunity to make 4580 Fire Pink Trail yours- come experience it for yourself!

4580 Fire Pink Trail, Chattanooga

Listing courtesy of Keller Williams Realty.

2418 Charleston Square, Chattanooga
$355,000
3 Beds ⋅ 3 Baths ⋅ 10840435 MLS
A $10,000 PRICE DROP makes 2418 Charleston Square in East Brainerd's popular Ashwood neighborhood an incredible opportunity! This ready-for-you home welcomes you with a vaulted-ceiling living room and gas log fireplace, an easily accessible dining room, and a main-level primary suite with private access to the rear deck. The light-filled kitchen offers plenty of windows, a spacious breakfast area, and convenient access to the main living spaces. Entertaining is easy with a large rear deck overlooking the private backyard--a great setting for family gatherings, grilling, or simply relaxing outdoors. Upstairs, you'll find two additional bedrooms, a second full bathroom, and a flexible loft space that works beautifully as a home office, media room, playroom, or additional sitting area. Recent improvements include fresh paint and flooring in 2024, a new rear deck in 2023, and AFS foundation stabilization completed in 2023. Outside, enjoy a level yard with mature trees, a covered front porch, and a two-car garage. Call or text today to schedule your private tour before this new price point brings in the next owner!

2418 Charleston Square, Chattanooga

Listing courtesy of Keller Williams Realty.

4518 Kings Lake Court, Chattanooga
$295,000
3 Beds ⋅ 2 Baths ⋅ 10837915 MLS
Back on the market at no fault to sellers. Welcome to 4518 Kings Lake Court in Harrison, TN! This well-maintained 3-bedroom, 2-bath home offers a convenient location just minutes from Highway 153 and beautiful Chickamauga Lake. Inside, you'll find a spacious kitchen with abundant cabinet and counter space, a vaulted living room with a brick fireplace, and a bright sunroom overlooking the fenced backyard. The outdoor space is perfect for entertaining, children, and pets. As an added bonus, the existing deck will be replaced soon, giving the new owner an updated outdoor living space to enjoy. Don't miss your opportunity to make this home yours--schedule your private showing today!

4518 Kings Lake Court, Chattanooga

Listing courtesy of Keller Williams Realty.

2446 Triangle Farm Road, Chattanooga
$454,900
4 Beds ⋅ 3 Baths ⋅ 10812147 MLS
PRICE IMPROVEMENT | HARDWOOD FLOORS | PRIMARY ON MAIN | SPECTACULAR GREAT ROOM | FLAT BACKYARD MINUTES TO SHOPPING & RESTAURANTS Welcome to 2446 Triangle Farm Road, a beautifully maintained 1.5 story home offering 4 bedrooms, 2.5 baths, and a functional split-bedroom floor plan designed for comfort and privacy. The inviting great room features soaring cathedral ceilings, abundant natural light, stunning hardwood floors, and a cozy gas fireplace, creating the perfect gathering space. The spacious kitchen offers abundant cabinetry, generous counter space, and opens to a sun-filled dining room that flows effortlessly onto the new deck overlooking the beautifully landscaped backyard--perfect for indoor-outdoor living and entertaining. The desirable main-level primary suite is a true retreat, complete with a spa-inspired bath featuring dual vanities, a soaking tub, separate shower, private water closet, and an oversized walk-in closet. Two additional bedrooms are privately tucked away on the opposite side of the home, creating an ideal layout for both family and guests. Upstairs, you'll find a large flex room that can serve as a fourth bedroom, bonus room, home office, or playroom. Recent updates include fresh interior paint, and new carpet in all bedrooms and the bonus room, making this home truly move-in ready. All kitchen appliances remain with the home. Outside, enjoy a level lot with a beautifully maintained yard. A portion of the backyard is fenced, providing a great space for pets, play, or outdoor entertaining. Complete with a two-car garage and located in a desirable Chattanooga neighborhood, this home offers the perfect combination of space, updates, and convenience. Buyer to verify any and all information deemed important, including square footage, HOA details, acreage, and school zoning. Information is reliable but not guaranteed.

2446 Triangle Farm Road, Chattanooga

Listing courtesy of Keller Williams Realty.

4 Cherokee Boulevard, Chattanooga
$438,900
1 Beds ⋅ 2 Baths ⋅ 10785661 MLS
Step off the elevator and into one of Northshore's most coveted addresses. Perched above the iconic Market Street Bridge at The Bridgeview, this 1-bedroom, 1.5-bath corner condo delivers the kind of urban lifestyle most people only dream about -- with the square footage to back it up. At 1,251 square feet, this is one of the most generous floor plans in the building, featuring soaring tray ceilings, rich hardwood floors, motorized shades, and a gas log fireplace anchoring the sun-drenched living room. The entertainer's kitchen is a standout -- an expansive U-shape with black granite countertops, dark tile backsplash, a full suite of stainless appliances including a French door refrigerator, and a large breakfast bar with seating for four. The oversized primary suite features a walk-in closet, designer ceiling fixture, and a spa-style full bath with a separate shower and tub combo. A tucked-away reading nook, in-unit laundry, a large hall closet, and a convenient powder room round out a floor plan that lives larger than it looks. Step outside to your private corner balcony and catch glimpses of the iconic Market Street Bridge -- a front-row seat to the energy of one of Chattanooga's most vibrant corridors. One private garage space, a gated community entrance, and elevator access complete this low-maintenance lifestyle. The HOA fee includes gas, water, sewer, trash, and pest control -- making the true cost of ownership more attractive than the monthly fee alone suggests. Take the elevator down and you're steps from Frazier Avenue's restaurants, boutiques, and cafes -- with Whole Foods and Publix just minutes away. Renaissance Park is essentially your backyard. Coolidge Park and the historic Walnut Street pedestrian bridge, Chattanooga's beloved connection between Northshore and downtown (set to reopen September 26) are just a five-minute walk. This is Northshore living at its finest.

4 Cherokee Boulevard, Chattanooga

Listing courtesy of LPT Realty.

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