Banks Homes with Finished Basement Type

Banks Homes with Finished Basement Type

Welcome to Banks County, Georgia, a hidden gem that beautifully marries small-town charm with the allure of modern living. Nestled in the heart of Northeast Georgia, this vibrant county is known for its stunning landscapes, friendly communities, and rich history. With picturesque views of the Blue Ridge Mountains and an abundance of outdoor activities, Banks County is a haven for nature lovers and adventure seekers alike.

One of the standout features of the homes in this area is the availability of properties with finished basements. These versatile spaces are perfect for families seeking extra room for entertainment, home offices, or guest accommodations. Imagine hosting movie nights or family gatherings in your spacious basement, complete with cozy seating and a wet bar. Finished basements not only enhance your living space but also add significant value to your home.

In addition to the charm of its homes, Banks County offers a plethora of amenities. Enjoy leisurely strolls through quaint downtown areas filled with local shops, restaurants, and community events. Families will appreciate the excellent schools and the close-knit community atmosphere that makes Banks County a wonderful place to raise children.

Whether you’re looking for a serene retreat or an active lifestyle, Banks County has something for everyone. Explore our listings of homes with finished basements and discover your perfect sanctuary in this enchanting corner of Georgia. Your dream home awaits in Banks County!

Newest Banks Homes with Finished Basement Type

$355,000
3 Beds 3 Baths 10841156 MLS
LARGE FLAT LOT | NO HOA | NEW DECKING | FRESH PAINT | 2 NEW GARAGE DOORS | LOWER-LEVEL FLEXIBILITY Welcome home to a property offering space, flexibility, and numerous recent improvements! Situated on a large, flat lot with NO HOA, this home gives you plenty of room to enjoy the outdoors, entertain, or create your own backyard oasis. The home received several updates in 2025 and 2026, making it easy for the next owner to move in and enjoy. The front and back double decking was redone in 2026, creating inviting outdoor spaces for relaxing and entertaining. The upper-level popcorn ceilings have been scraped to reveal smooth ceilings throughout, and the entire top floor was freshly painted in 2026. The lower level offers tremendous flexibility with a large room that is perfect as a media room has been freshly painted and an updated bathroom vanity. The two other rooms on the lower level have the potential to be transformed into two additional bedrooms with closets built out, creating even more room for a growing family, guests, teens, or a home office. Split-unit systems were installed on the lower level in 2025, adding comfort and flexibility to the space. The kitchen features a brand-new refrigerator that has never been used, ready for its new owners. The garage has also been freshly painted and features two new garage doors, giving this practical space a fresh and updated feel. The seller also added a second hot water heater, a fantastic convenience for larger households when everyone needs hot water simultaneously. The septic system was last serviced in 2025, providing additional peace of mind. With its large flat lot, NO HOA, new decking, fresh paint, updated spaces, and versatile lower level, this home offers an excellent combination of functionality and potential. Minutes to I-85, 10 minutes to Tanger Outlet for shopping and restaurants, and 20 minutes to Braselton.

197 Ridgeland Drive, Maysville

Listing courtesy of Mark Spain Real Estate.

$720,000
5 Beds 4 Baths 10829198 MLS
QUALITY CRAFTSMANSHIP IN THIS LIKE NEW HOME with TWO RIVER ROCK fireplaces, two kitchens, EXPANSIVE OUTDOOR SPACES and COOKS DELIGHT KITCHEN. Tucked away on a private, wooded 2-acre lot, this spacious home offers an impressive combination of comfortable everyday living, abundant storage and flexible space rarely found in one property. The Hardie board with stone exterior and metal roof provide the low maintenance peace of mind you want in your new home. A large covered front porch and stunning stone work will welcome your guests in style. Inside, the expansive open living area offers two distinct seating areas, including a beautiful stone fireplace with built-in custom cabinetry, plus a generous dining area that makes the home ideal for both everyday living and entertaining. The kitchen provides a breakfast area, breakfast bar and two pantries, including a large walk-in pantry. A spacious laundry room is conveniently located near the garage entry. The primary suite features a large bath with double vanity, separate shower and soaking tub. New carpet in all bedrooms and fresh paint throughout a large portion of the main level make the home move-in ready. Outdoor living is equally impressive with a huge screened porch with new screening plus an adjoining deck, creating plenty of room to relax, dine and enjoy the wooded surroundings. The lower level dramatically expands the possibilities of this home featuring a commercial-style kitchen with stainless steel workspace and islands, oversized multipurpose room with concrete floors, an additional bedroom, walk-in closet and full bath. Whether used for entertaining, hobbies, recreation, a home-based workspace or extended living space, this level offers exceptional flexibility. Need storage? You'll find more than 1,200 square feet of dedicated storage space with metal shelving, along with a second garage. A 32,000-watt whole-house propane generator with automatic transfer switch provides valuable backup power, and a security system is already in place. All of this in a private setting while remaining conveniently located for access to Toccoa, Commerce and Habersham County. With generous living spaces, extensive storage, multiple garages and an unusually versatile lower level, this property offers room to live, work, entertain and grow.

157 Dusty Trail, Toccoa

Listing courtesy of Hammock Realty North Georgia.

$309,000
3 Beds 3 Baths 10782583 MLS
Welcome to 415 Ivory Drive in Baldwin, GA! Nestled on a spacious 1-acre lot with no HOA, this 3-bedroom, 3-bathroom home offers a functional layout, flexible living space, and endless potential. Step inside to an inviting open-concept floor plan where the living room flows seamlessly into the dining area and kitchen. The kitchen features a center island with a cooktop, ample cabinetry, and a walk-in pantry, making it ideal for both everyday living and entertaining. Just off the kitchen, you'll find access to the back deck overlooking a fenced area, perfect for pets, play, or relaxing outdoors. The main level includes a spacious primary suite complete with a private en-suite bathroom and walk-in closet, along with a secondary bedroom and a full guest bathroom. The finished basement offers incredible versatility, serving as the third bedroom with its own private entrance, full bathroom, and abundant storage space. Previously equipped with a kitchenette, this area presents an excellent opportunity for a guest suite, in-law quarters, home office, rental potential, or multi-generational living. The laundry room is also conveniently located on the lower level. Conveniently located in Baldwin with easy access to shopping, dining, schools, and the interstate, this move-in ready home combines privacy, space, and flexibility, all on a beautiful 1-acre lot. Don't miss your chance to make 415 Ivory Drive your next home!

415 Ivory Drive, Baldwin

Listing courtesy of RE/MAX Signature.

$337,000
4 Beds 4 Baths 10765448 MLS
MAJOR UPDATES ARE IN PROCESS...Some renovation work is being done also. BACK ON THE MARKET WITH NO FAULT BY THE SELLER. Experience refined country living in Banks County with this beautifully appointed home setting on 3 private acres, surrounded by peaceful woods and scenic views. A long driveway creates a grand arrival and offers ample parking for gatherings, while the location keeps you minutes to I-985 for effortless access to dining, shopping, and entertainment in either direction. The thoughtfully designed master-on-main floor plan features three bedrooms on the main level (including the primary suite) and 2.5 baths, highlighted by a spacious living room anchored by a wood-burning fireplace and an elegant separate dining room that flows seamlessly for entertaining. The large kitchen is the heart of the home with beautiful cathedral ceilings and abundant workspace and a breakfast area for additional seating, perfect for casual mornings and hosting with ease. The primary suite is a true retreat with a spa-inspired bath offering a double-sink vanity and separate soaking tub and shower. Downstairs, the fully finished basement delivers exceptional flexibility-complete with an additional bedroom, full bath, living room, and kitchen-ideal for multi-generational living, extended guests, or a private entertaining suite. Step outside to the back patio and unwind while taking in the serene beauty of your private wooded setting. Luxury, space, and convenience-all in one exceptional Lula address.

158 Ridge Lane, Lula

Listing courtesy of Keller Williams Lanier Partners.

$1,190,000
6 Beds 4 Baths 10757322 MLS
Exceptional Estate Living with Sweeping Mountain Views | Northeast Georgia Experience breathtaking, distant mountain views of the Piedmont Region from this beautifully crafted traditional home, where timeless design meets modern comfort. Thoughtfully built with quality and care, this spacious 6-bedroom, 4-bath residence on 3.94 acres, offers an open-concept layout filled with natural light, refined finishes, and exceptional living space throughout. Step inside to a dramatic two-story great room featuring a striking rock-faced stone fireplace-creating a warm yet sophisticated centerpiece that flows seamlessly into the heart of the home. The chef-inspired kitchen showcases granite countertops, stainless steel appliances, and stone-accented breakfast bar, with an inviting eat-in area overlooking a charming English garden. Designed for both everyday living and elegant entertaining, the home features a formal dining room, separate living room, and one additional main-level flex spaces ideal for a home office, den, guest room, or reading retreat. Hardwood and tile flooring throughout add to the home's timeless appeal, while a side-entry mudroom and laundry area offer convenience and functionality. Upstairs, the private owner's suite serves as a true retreat, complete with its own covered porch, spacious bath, walk-in shower, and elevated views that capture the beauty of the surrounding landscape. Two additional bedrooms and an open lounge or study area provide comfortable and versatile living space. The finished basement expands the home's possibilities with a bedroom, a bonus room, a full kitchen with laminate countertops, along with a full bath, laundry hookup, and exterior entrance-ideal for guests or multi-generational living. Outdoors, professionally designed landscaping creates a serene setting, featuring four varieties of fruit trees, covered porch areas, and peaceful spaces to relax or entertain while enjoying the scenic surroundings. Additional highlights include: * Solid 2x6 construction * Triple-pane windows for energy efficiency and comfort * Granite countertops throughout * Concrete driveway * 2-car garage with automatic openers * Safe Room. This exceptional property offers the perfect blend of space, craftsmanship, and natural beauty-creating a place where everyday living feels elevated and every view feels like home. This is an assemblage of four parcels, B23E017, B23E018, B23E019, B23E020.

125 Night Hawk Drive, Alto

Listing courtesy of Homes USA.

$1,199,999
3 Beds 3 Baths 10731254 MLS
Welcome to a rare opportunity to own a multi-use farm, currently used as a horse facility, along the scenic Middle Fork Broad River on Damascus Road. This well-maintained property offers a great blend of functional farm infrastructure, beautiful pastureland, and comfortable living - ideal for the equestrian enthusiast or anyone looking to keep livestock in a peaceful, usable setting. The home features 3 bedrooms and 3 full bathrooms with a layout suited for both everyday living and hosting. Inside, you'll find an open floor plan highlighted by a wood cathedral ceiling, reclaimed barn wood cabinetry, hardwood floors, granite countertops, slate tile, and a walk-in pantry in the main kitchen. The great room features a wood-burning stove insert with a stacked stone surround, creating a warm and inviting focal point, while stained glass accents and pendant lighting add charm and character throughout. The spacious master suite includes a double vanity, oversized shower, immense jetted tub, and his-and-hers walk-in closets. The upstairs guest bedroom features two closets and its own private door to the porch, offering added convenience and functionality. The home also includes a whole-house water filtration system. An oversized 3/4 wraparound porch provides the perfect place to take in views of the surrounding pasture and unwind while overlooking your land. The finished walkout basement adds valuable flexibility with a kitchenette featuring its own walk-in pantry, an additional bedroom with an en-suite full bathroom and walk-in closet, a den or flex room, and a freestanding wood stove-making it ideal for guests, extended family, or even a separate living space. A two-door garage offers convenient access and storage. The farm is thoughtfully set up for horses but can easily accommodate other livestock as well. The large barn includes a fully finished apartment suite with a full kitchen, loft area, one bedroom, one full bathroom, and a comfortable living space - perfect for a farmhand, guests, or additional living quarters. The property is currently suited for approximately 7-10 horses and includes 4 fenced paddocks, 3 established pastures, and 5 stalls that open directly into the barn and main paddock area. One paddock is a 70-foot enclosed round pen about 7 feet high, ideal for training or working horses. Electric fencing and four-board fencing surround the pasture areas, allowing for efficient and secure grazing management. The property has multiple entrances with ample trailer parking. Additional improvements include a pole barn, equipment shed, lean-to storage, and a shop/feed room with water access, providing everything needed for day-to-day operations. The farm consistently produces 2 to 3 cuttings of hay per year off of the big field, and the barn offers storage for approximately 475 bales. An irrigation hookup from the river is already in place, adding further functionality for pasture or field use. The land itself is a standout feature, offering gently rolling, highly usable pasture along with a 0.7-acre stocked pond filled with bass and bream. The property also boasts approximately 1,000 feet of frontage along the Middle Fork Broad River, creating excellent opportunities for fishing, relaxing, or simply enjoying the natural setting. A variety of fruit trees and bushes - including pear, apple, persimmon, peach, blueberry, and raspberry - add to the property's charm and usability. For those who enjoy trail riding, the property is conveniently located just about 7.5 miles from the Frady Branch Equestrian and Bike Trail System, providing easy access to a dedicated place to ride and explore with your horses. It is also only about an hour from the UGA Veterinary Teaching Hospital, offering convenient access to top-tier veterinary care. For the equestrian, it is an easy commute to Tryon, NC, Aiken, SC, and Wellington, FL.

3052 Damascus, Baldwin

Listing courtesy of Whitetail Properties Real Estate.

$3,395,000
4 Beds 6 Baths 10606114 MLS
Welcome to the beautifully crafted Hylander floor plan. This AR Homes plan was built in Asheville North Carolina as a model home with a sleek, contemporary design. Now we are looking to build this home with a mountain/lodge design with luxurious indoor and outdoor spaces. Ashville's design with clean lines and an angled garage will turn rustic with wood beams and stone in this version. Visitors will be guided to a large front porch and entryway. Once inside, an impressive 18' tall foyer leads to a main living area with fireplace and glass walls that open to the porch. A first-floor owner's suite offers quiet luxury on its own wing of the home, while downstairs offers three en suite bedrooms, a billiards room, club room, exercise space, and walk-out covered porch. The Hylander features a large prep kitchen located near home delivery and utility room with dog shower; owner's suite with walk-in closet, large shower area, and sunlit tub; spacious lower level entertaining area with wine storage and wet bar; private, glass-cornered den in front of home for office or media space. The site on this 55 acre tract we have picked out can either have a 1,500 foot driveway from one road or a 4,000 foot driveway from another, which would be through an easement. The land is all wooded except for two wildlife food plots. There are at least two streams on the property. The property is adjoined by other big tracts. This is a to be built listing as we have partnered with our local AR Homes franchise.

55 Sweetwater Way, Lula

Listing courtesy of Next Boulevard Real Estate.

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